Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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Smooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.
Charles CropperHelen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more
Frank FrancisCan honestly say Jane Murphy made the whole process very easy and stress free for me. Thank you for all your help in finding a new Mortgage deal in order for me to Sell and purchase a new property (for the 2nd time!) Talked to me as a friend and... read more
Dezley WHF Associates was realy helpful, they made the dealing stress free. Thank you.
Dan ObeadaI have used Helen’s services twice now and each time she has got me the best deal. I wouldn’t go anywhere else they always go above and beyond for their clients. Thanks Helen, Sandra and team!
Megan FairhurstVery professional mortgage broker, staff are very friendly and welcoming, Michael our advisor was personable, thorough and explained everything in an understandable way with no waffle, he was extremely professional but was also helpful and did things in a timely manner. Very highly recommended
trish gibneyBrilliant service from the team - especially Helen who is very helpful and always available when needed! Would highly recommend :)
Jo TonerFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonHelen and the team were amazing! Sandra was very attentive and quick to respond to any query I had. It was such a positive experience during a stressful time!! Thank you again for all your help!! Would highly recommend to anyone!!
Eleanor PritchardLife thanks to cash in the bank after Equity Release. For Karen and Matt, both in their early 60s, retirement wasn’t a...
Life thanks to cash in the bank after Equity Release. For Karen and Matt, both in their early 60s, retirement wasn’t about slowing down, it was about finally living life at their...
HFA Later Life made it happen for 73-year-old Bill from Southport. Family has al...
HFA Later Life made it happen for 73-year-old Bill from Southport. Family has always been at the heart of everything Bill does. Wi...
When you decide to explore equity release, one of the first questions you’ll l...
When you decide to explore equity release, one of the first questions you’ll likely have, after “Is it right for me?â€, is â€...
“Phillip Has Always Been Stuck in His Ways – Until I Told Him We’re Not Go...
“Phillip Has Always Been Stuck in His Ways – Until I Told Him We’re Not Going to Live Forever†For most of their 45 years ...
